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Reasons To Consider Financing

Financial Flexibility

When you finance your new luxury motor home, instead of liquidating assets or paying cash, you maintain your personal financial flexibility. Plus, your motor home may qualify for some of the same tax benefits as a second home mortgage! NIRVC will find the best option for you and your life.

Advantage of RV Lending Specialists

Loan terms are longer which means monthly payments are lower.

RV Financing vs Other Options

Borrowing against an owned home is not an option unless the money is used to record the home. The Home Mortgage Interest deduction is restricted to interest paid on mortgage debt used to purchase or improve a residence, or to refinance the remaining balance of a purchase or improvement. The purchase of an RV, using a Home Mortgage, may not qualify for this deduction.

Bottom Line

By not tapping into your financial assets to purchase your coach, you can take advantage of attractive new investment opportunities, and the earnings from those investments can potentially exceed the cost of your RV financing.

Reasons To Consider A Service Agreement

Peace Of Mind

Why worry about the cost of unexpected repairs? When your factory warranty expires, our service agreement will give you the peace of mind that you need. Even if you are still under factory warranty, our service agreement goes above and beyond to protect you. It guards against future rising cost of parts and labor. You've just made a sizable investment in a motor home that will give you, and your family, years of enjoyment. A service agreement makes it easy for you to protect your vehicle and preserve its value.

Eliminate Unplanned Expenses

Whether you purchase your vehicle new or used, you can never know when a mechanical breakdown might happen. If you purchase a new coach, then you are required to go to an authorized dealer to get the service work completed under your factory warranty. If you have a service agreement, then you can pay $100 deductible and go to any service center and be on your way. Don't let repair bills burst your monthly budget. Your service agreement means mechanical breakdown expenses won't lead to financial hardship.

Financing Calculator

Comprehensive Coverage for Your Lifestyle

Extended Service Agreement

Our service agreement is an exclusionary policy which means that unless it is stated in the small list of limitations, then it is covered. You can call anytime to speak with a RVDA or RVIA master certified technician. It also includes towing service, travel protection, and a loaner vehicle during repairs.

If you sell your vehicle to an individual buyer, the service agreement is fully transferable. If you trade the vehicle in, we can get you a prorated refund back. You can take your vehicle to just about anywhere that services RVs to get your service needs taken care off.

Our service agreement works in all 50 states including Canada, so no matter where you are traveling there will always be a service center nearby.

Tire and Wheel Coverage

Protection from common road hazards or blowouts, 24-hour roadside assistance, and no deductible. Those are just a few of the benefits. Our Tire and Wheel Coverage includes full repair or replacement reimbursement for tires and mounting, wheels, balancing, and taxes. Coverage even carries over to new tires for the remainder of your term.

Key/Remote Replacement

Thanks to technological advancements, most vehicles nowadays are operated with keys which are computer programmed with special codes that match the codes located within the ignition. Replacing keys and remotes on a high-end motorhome can run over $1000. By taking advantage of the replacement protection, you can avoid this completely.

Roadside Assistance

All-Inclusive coverage that covers all your vehicles, not just your RV. Unlimited towing, Unlimited tire assistance (flat tire), Unlimited Battery Boost, Delivery of Fuel or Emergency Fluids, Concierge services, RV Insurance Discounts, and much more.

GAP Coverage

GAP (Guaranteed Auto Protection) eliminates one of the biggest worries about accidents and vehicle thefts: The potential gap between your vehicle's insurance value, and the amount remaining on your loan or lease. If your vehicle is declared a total loss due to accident or theft, GAP does more than just cover the remaining balance on your loan or lease. It also helps cover the deductible on physical damage insurance.


Rettroband® is a revolutionary run-flat safety product which helps protect RVers from the potentially devastating affects of a front tire blowout. Developed in conjunction with a military ballistics company, this durable run-flat device is installed on the wheel inside of the front tires, and acts as a built-in spare for your front tires should they lose air for any reason.

Should a front tire blowout occur, the motorhome does not drop down onto the rim causing damage to the motorhome and loss of control of the RV. Instead, the motorhome settles onto the Rettroband® and allows the driver to safely control the motorhome until there is a safe spot to pull off the road.

Secure the peace of mind and protection you, and your loved ones deserve. Schedule your Rettroband® installation today!